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Employee Secure Plus Plan provides life, accident and hospitalization benefits to your employees engaged in an office-based or semi-hazardous environment.Minimum Number of Lives is 15Maximum Number of Lives is 100Plan Features• Accidental death and disability benefits• Hospitalization benefits such as room & board and professional fees• Surgical benefits• Special hospital services such as x-ray, laboratory tests, administered medicines, anesthesia andoperating room expenses• Experience Refund - All companies under this group plan are pooled together. At the end of the year, if there is a surplus after claims and expenses under the pool, InLife may distribute a portion of such surplus to the companies.
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Employee Secure Plan provides life, accidental death and disability, and total and permanent disability benefits to employees engaged in non-hazardous businesses. This plan assures that there is something for the employee’s family to live by should he/she be unable to provide income to the household.Minimum Number of Lives is 3Maximum Number of Lives is 160Plan Features• Accidental death and disability benefits• Hospitalization benefits such as room & board and professional fees• Surgical benefits• Special hospital services such as x-ray, laboratory tests, administered medicines, anesthesia and operating room expenses• Total and permanent disability benefits• Experience Refund - All companies under this group plan are pooled together. At the end of the year, if there is a surplus after claims and expenses under the pool, InLife may distribute a portion of such surplus to the companies.
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Security Guard Plan provides life, burial, accident and disability benefits to your employed security personnel.Minimum Number of Lives is 25No limit for the Maximum Number of LivesPlan Features• Accidental death and disability benefits• Burial benefit• Experience Refund - All companies under this group plan are pooled together. At the end of the year, if there is a surplus after claims and expenses under the pool, InLife may distribute a portion of such surplus to the companies.
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Teachers Group Plan provides life, accident, and disability insurance benefits for your teachers and administrative staff of schools and universities. It also provides benefits in case of hospitalization.Minimum Number of Lives is 15Maximum Number of Lives is 100Plan Features• Accidental death and disability benefits• Hospitalization benefits such as room & board and professional fees• Surgical benefits• Special hospital services such as x-ray, laboratory tests, administered medicines, anesthesia and operating room expenses• Experience Refund - All companies under this group plan are pooled together. At the end of the year, if there is a surplus after claims and expenses under the pool, InLife may distribute a portion of such surplus to the companies.
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Students Group Plan provides life insurance protection with accidental death and dismemberment benefits to your students in primary, secondary and tertiary education. It also provides hospitalization benefits for injuries caused by accidents.Minimum Number of Lives is 50No limit for the Maximum Number of LivesPlan Features• Accidental death and disability benefits• Hospitalization benefits such as room & board and professional fees• Surgical benefits• Special hospital services such as x-ray, laboratory tests, administered medicines, anesthesia and operating room expenses• Experience Refund - All companies under this group plan are pooled together. At the end of the year, if there is a surplus after claims and expenses under the pool, InLife may distribute a portion of such surplus to the companies.
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Students and Teachers Plan provides life insurance benefits upon the individual’s demise. In addition, the plan offers accidental, hospitalization and disability coverage to your students. All these benefits are payable wherever and whenever the unfortunate event happens.Minimum Headcount for Students - 50No limit for the Maximum No. of LivesThe number of teachers should not exceed the number of students insured.Plan Features• Accidental death and disability benefits• Experience Refund - All companies under this group plan are pooled together. At the end of the year, if there is a surplus after claims and expenses under the pool, InLife may distribute a portion of such surplus to the companies.For students’ injuries caused by accidents, the plan provides: • Hospitalization benefits such as room & board and professional fees• Surgical benefits• Special hospital services such as x-ray, laboratory tests, administered medicines, anesthesia and operating room expenses
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Group Term protects the family against financial loss brought about by the death or disability of your employee.InLife can enhance Group Term with supplemental benefits, in case of the following:• Death, disability and injuries caused by accidents• Terminal illness and hospitalizationIn addition, Group Term offers a conversion privilege. This allows your employee to convert his coverage into an individual life insurance plan upon separation from the company, without presenting any evidence of insurability, subject to existing conditions of the group contract.
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Being a reimbursement type of plan, it gives your employees the freedom to be treated by their preferred duly licensed doctor, in their preferred hospital.Customizable features:• Full coverage for the doctor’s fee, diagnostic lab tests, and hospital stays• Emergency care benefits• No cash-out on admission or discharge in accredited hospitals, subject to conditions• Coverage for pre-existing illnesses• Third-party Administration• 24/7 access to telemedicine services
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Comprehensive Group Plan or CGP offers a unique employee retirement fund management and life insurance plan in one. It allows you to customize your retirement benefits schedule under the Defined Benefit scheme, and provides the option for your employees to add to their retirement program under the Defined Contribution scheme.• Retirement fund with guaranteed interest plus upside potential• Protection from financial loss• Tax-qualification by the Bureau of Internal Revenue (BIR)• BIR-approved vehicle to provide benefits in compliance with RA 7641 (Retirement Pay Law)With Comprehensive Group Plan (CGP), InLife is your company’s plan administrator, your fund manager, and your life insurance provider.
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Creditors’ Group Life protects both your company and the borrowers’ families from financial loss in the event of death of your borrowers, while there are unpaid loans.It comes with flexible terms that offer your company the option to either insure the initial amount of loan or the outstanding balance of loan.• Covers your company and your employees with life insurance protection that takes effect twenty-four hours a day with no geographical limitations• Pays your company the insurance benefits in case of natural or accidental death of a borrower• Provides sound management of financial risk for both your business and for your borrowersMoreover, Creditor’s Group Life may be enhanced by a supplemental benefit that will cover the risk of total and permanent disability of your borrowers.
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Comprehensive Group Accident Insurance Plan provides financial protection to your employee’s family in the event that your employee dies due to accident. However, if your employee is alive after the accident, but suffers bodily losses, a benefit will be paid depending to the type of physical loss.Customizable Features •Pays weekly indemnity benefit to your employee who suffers from disability caused by accident that totally prevents him from engaging in his occupation for a week or more. Thus, it is payable for a period of not more than 52 weeks and shall end upon your employee’s recovery from disability, or upon death. •Reimburses the actual medical and surgical expenses of your employee due to accidental injury, subject to a maximum amount. With Comprehensive Group Accident Insurance Plan (CGAIP), you can provide your people a 24-hour protection anywhere.
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If there’s one thing you can count on in life, it’s that you can’t count on much of anything. Things happen that weren’t supposed to happen. Fireproof buildings burn to the ground. Trusted employees steal from the firm. Healthy people get sick. Safe cars, crash. Life is full of risk, so in order to live it to the fullest you need some help managing it. We believe buying insurance is not about avoiding risk, it’s about outfoxing it. So you can do bigger things in life and get more interesting. We cover all types of insurance to ensure your safe future. Life Insurance Mediclaim Fire Insurance Motor Car Insurance Travel Insurance Cash in Transit Insurance Loss of Profit Cyber Insurance Workmen’s Compensation Marine Insurance Burglary Insurance For over two decades, we have been insuring people’s lives, with an array of products to match the different life stage requirements of customer and enable them to achieve their long term financial goals.
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We all have various dreams that we want to realize – owning a Car, a House or going on a Vacation. Besides these, we also need to plan for Children’s Education, their Marriage and our Retirement. Achieving these dreams may seem like climbing Mt Everest, but it’s possible if you prepare for it – Step by Step. SIP or systematic investment planning is a method through which you can invest in mutual funds through small and periodic installments. Though an SIP can be initiated on any day of the month, we suggest you to consider 12th and 25th of every month for setting aside money for investing. This will ensure that you save some money on 12th after paying all your essential bills and the rest on 25th after meeting most of your monthly expenses! What’s more, the plan comes with the flexibility to invest any amount starting with as little as Rs. 1000. Whether you choose to save during the beginning of the month or towards the end, the important part is to remind yourself to save, just the way you keep reminders for other payments.
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Provides cashless transaction to the cardholder incase of Emergency, In-patient, Out-patient, and Dental concerns. Key Features: Emergency Care In-Patient Out-patient Preventive Care APE | ECU Treatment for Dreaded Diseases
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Provides extensive financial assistance to the assured incase of Major Emergency or In-patient confinement. Key Features: - Swift reimbursement of medical expenses based on your coverage - Your own choice of doctor, hospital, clinic, and pharmacy - (Optional) Maternity Benefit
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Provides financial assistance to the assured incase of accident, theft, or a natural calamity hits their motor vehicle/s. Key Features: Own Damage and Theft Compulsory Third Party Liability Voluntary Third Party Liability (Excess Bodily Injury & Property Damage) Passenger Personal Accident Acts of Nature Roadside Assistance Program
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Provides financial assistance to the assured incase of minor accidents, dismemberment or total and permanent disability. Key Features: Accidental Death Benefit Accidental Disability Benefit Accidental Dismemberment Benefit Group Personal Accident Accidental Hospitalization Income Benefit Reimbursement of Accidental Medical Expenses up to a maximum amount
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Provides financial assistance to the assured incase of fire/lightning, or any allied peril happen to their properties and its contents. Key Features: Full Earthquake, Typhoon, Flood & Extended Cover Commercial & Industrial Fire (Building, Contents and Stocks) Residential Fire (Household Contents & Personal Property)
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Provides financial assistance that covers the costs and losses associated with traveling. Key Features: Medical Treatment Repatriation of Mortal Remains Emergency Trip Cancellation & Termination Flight Delay & Missed Connecting Flight Hijack Baggage Delay or Damage Loss of Baggage Loss of Personal Money Loss of Travel Documents Personal Accident
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Mutual funds offer a way for a group of investors to effectively pool their money so they can invest in a wider variety of investment vehicles and take advantage of professional money management through the purchase of one mutual fund share. Mutual fund companies essentially collect the money from their investors, or shareholders, and invest that pooled money into individual investment instrument according to individual risk profile, money management philosophy, or financial goal. The mutual fun
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